Privacy Policy

Who we are

Our website address is: https://moneytrends.ca

What personal data we collect and why we collect it

Privacy Policy
Effective Date: April 14, 2025
1. Consent
By using this Site, submitting personal information through forms, or communicating with us, you consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Policy.
2. What Information We Collect
We may collect and store personal information that you voluntarily provide, including:
– Full name
– Email address
– Phone number
– Mailing address
– Financial information relevant to insurance and investment discussions
– Other personal data provided through forms, emails, or phone conversations

We also collect non-identifiable information via cookies, such as:
– IP addresses
– Browser type
– Device type
– Pages visited on our Site
– Time spent on pages
3. How We Use Your Information
Your information may be used to:
– Communicate with you regarding services and inquiries
– Provide personalized insurance and investment advice
– Facilitate appointment scheduling and client onboarding
– Send newsletters, updates, and relevant content (with your consent)
– Meet legal, regulatory, or risk management obligations
4. Disclosure of Personal Information
We do not sell or rent your personal information. We may disclose it to trusted third parties who assist us in operating the Site or delivering services to you, including:
– Insurance companies and investment providers (upon your consent)
– IT and web service providers
– Legal or regulatory authorities, where required by law

These third parties are required to maintain confidentiality and only use your information for authorized purposes.
5. Data Storage and Security
We implement appropriate safeguards to protect your personal information, including:
– Secure servers and data encryption
– Restricted access to personal data
– Regular system updates and monitoring

Despite these measures, no system can be 100% secure. We cannot guarantee the absolute security of your information, but we strive to protect it in accordance with industry standards.
6. Cookies and Analytics
Our Site uses cookies to enhance user experience and analyze website traffic. You can disable cookies in your browser settings, but some features of the Site may not function properly.

We may use third-party analytics services (e.g., Google Analytics) to collect data on how the Site is used. This data is anonymized and used to improve website performance.
7. Third-Party Links
Our Site may contain links to external websites. We are not responsible for their content or privacy practices. We encourage you to read their privacy policies before providing any personal information.
8. Your Rights
Under PIPEDA, you have the right to:
– Access your personal information we hold
– Request corrections to your information
– Withdraw your consent (subject to legal or contractual restrictions)
– File a complaint with the Office of the Privacy Commissioner of Canada

To exercise these rights, contact us using the details below.
9. Retention of Personal Information
We retain personal information only for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Effective Date.” We encourage you to review this policy regularly.
11. Contact Us
If you have questions about this Privacy Policy or your personal information, please contact:

David D. Seemungal
📞 (416) 716-4675
✉️ info@moneytrends.ca
📍 2585 Skymark Avenue, Mississauga, ON L4W 4L5